Fabric by the metre, sarees by the piece and garments on two GST slabs, sold on long credit through brokers. Moharbill keeps the HSN and the rate right on every line and keeps every party's dues in front of you.
What's hard in textile wholesale
Fabric, sarees and garments sit in different HSN chapters, and garments change rate with the price per piece. Each item carries its own HSN and rate, so the bill is right without a lookup.
5208
Cotton fabric
5407
Synthetic fabric
6204
Women's garments
Retailers buy on long credit, often through a broker. Credit days and limits per party, an A–E grade from how they actually pay, and reminders in their language keep the book honest.
Warning shown before billing a D party again
Bales go to retailers in other states by transport. The e-way bill is made from the IRN, and the list shows what expires today.
Your problem → our feature
| When this happens | Moharbill does this | Feature |
|---|---|---|
| A bale leaves for another state | E-way bill from the IRN, Part-B when the transport is known | E-way bill |
| A retailer stretches 60 days to 90 | Credit days per party, A–E grade and WhatsApp reminders | Collections |
| Turnover crossed ₹5 crore | IRN for every B2B bill, checked before the IRP | E-invoice |
| Goods come back from the retailer | Credit note against the bill, in GSTR-1 by itself | GST returns |
| CA asks for data on the 10th | CA has a free seat; GSTR-1 working and JSON ready | GST returns |
Textile billing guide
A textile bill is rarely one rate. Fabric, sarees, dress material and readymade garments can sit on the same bill with different HSN chapters, and for garments the GST rate depends on the price of each piece. Keeping the HSN and rate on the item, not in the billing clerk's memory, is what keeps GSTR-1 clean.
| What you sell | HSN chapter | GST rate (from 22-09-2025) |
|---|---|---|
| Cotton woven fabric | 52 | 5% Check with CA |
| Synthetic filament fabric, polyester sarees | 54 | 5% Check with CA |
| Man-made staple fibre fabric (viscose, rayon) | 55 | 5% Check with CA |
| Readymade garments, up to ₹2,500 a piece | 61, 62 | 5% |
| Readymade garments, above ₹2,500 a piece | 61, 62 | 18% |
For garments, make two items when one design is sold on both sides of ₹2,500, so each line carries the right rate. Above ₹5 crore turnover the HSN must have 6 digits on every bill; the HSN code finder helps when you set up items.
Textile credit is long and personal. Moharbill gives each party credit days and a limit, grades them A to E from how they actually pay, and sends reminders with a payment link in their language. When goods come back, raise a credit note against the original bill; it reaches GSTR-1 by itself, and a credit note for the year must be issued by 30 November of the next year.
Your language
The app and every WhatsApp message work in English, Hindi, Gujarati, Marathi and Tamil. Your billing staff pick their language; each retailer gets reminders in theirs.
Sample bill
Every Rule 46 field, 6-digit HSN on each line, scheme discount shown, IRN and QR printed, and the e-way bill number on top. Sample data.
GST rates shown are examples. Check your item's rate in the HSN master.
Shree Krishna Textiles
Textile Market, MIDC Hingna, Nagpur 440016 · Maharashtra
GSTIN 27AAQFS4471B1Z2
Tax invoice
INV/26-27/0861
16-10-2026
Bill to
Shree Laxmi Sarees
GSTIN 27ABJFO2210K1ZV
Place of supply: 27 · Maharashtra
Ship to (site)
Shop 7, Cloth Bazaar, Nagpur
EWB 2412 0076 3390 · MH 05 AT 6612
| Item | HSN | Qty | Rate | Amount |
|---|---|---|---|---|
| Printed polyester saree fabric (metre) | 540754 | 1,200 | ₹62.00 | ₹74,400.00 |
| Printed cotton shirting (metre)Scheme applied · 2% off ₹1,408 | 520852 | 800 | ₹88.00 | ₹68,992.00 |
| Printed viscose rayon fabric (metre) | 551614 | 600 | ₹74.00 | ₹44,400.00 |
IRN
5c7e…19ad40f2b6
Amount in words
Rupees one lakh ninety-seven thousand one hundred eighty-two only
FAQ
Most fabrics are at 5%. From 22 September 2025, apparel priced up to ₹2,500 a piece is at 5% and above ₹2,500 at 18%. Set the rate on each item, and check the rate for your products with your CA.
Yes. Give the item the unit metres (MTR); quantities and rates per metre print on the bill and the e-invoice carries the right unit.
Each bill is in the retailer's ledger with credit days and a limit. The broker can be noted on the party; broker commission accounting is not in Moharbill.
Not yet. Delivery challans for goods sent to dyeing, printing or embroidery job workers are not in Moharbill; keep them in your current system for now.
No. Every plan includes a free CA seat.
Pakka bill, har baar.
GST billing & e-invoice software for distributors and wholesalers, shared with your accountant and CA.
